Blog Post: What Is a Civil Lawsuit — and When Should I File One?
Posted: May 12, 2025
What Is a Civil Lawsuit — and When Should I File One?

Not every legal issue is criminal. Learn what civil lawsuits cover and how to decide if filing one is right for you.

Not all legal cases involve crimes. If you’ve been wronged and want compensation — not jail time — you may be looking at a civil lawsuit.

Here’s what that means and how to know if you have a case.

Civil lawsuits cover:

  • Unpaid debts
  • Breach of contract
  • Property damage
  • Personal injury
  • Discrimination
  • Defamation

You’re not accusing someone of a crime — you’re asking for money or action.

There’s a statute of limitations in every state. It can be as short as 1 year, so don’t wait too long to explore your options.

  • Review your situation
  • Help you write a demand letter
  • Guide you toward small claims or full civil court

If someone cost you time, money, or peace of mind — you may be entitled to more than an apology.