A Power of Attorney gives someone legal power to act on your behalf. Learn how it works, when to use it, and how to create one.

We all hope to make our own decisions forever. But life doesn’t always go as planned — and that’s where a Power of Attorney (POA) comes in.

Whether you’re planning ahead, caring for aging parents, or managing health issues, understanding POA can make a big difference.

1. What Is a Power of Attorney?

A POA is a legal document that allows someone you trust to make decisions for you, typically when you’re unavailable, incapacitated, or just need support.

There are different types:

• General POA: Covers broad decisions (legal, financial, etc.)
  
• Limited POA: For specific tasks or periods
  
• Medical POA: Lets someone make healthcare decisions
  

Durable POA: Stays active if you become incapacitated

2. When Would I Need One?

You might need a POA if:

• You’re undergoing surgery or serious medical treatment
  
• You travel frequently and need someone to handle affairs
  
• You’re aging and want someone to help with finances
  
• You want to plan ahead for the unexpected

3. How to Create One

You can usually create a POA by:

• Filling out a state-specific form
  
• Having it signed and notarized
  
• Choosing someone trustworthy and responsible
  

Need help getting started? Vikk AI can explain what type of POA fits your needs and help you draft one safely.

Final Word

A Power of Attorney is about protecting your future and easing the burden on loved ones. Whether you’re preparing for the unexpected or helping someone else, Vikk AI is here to guide you every step of the way.